Terms & Conditions


Refund Policy


Refunds are available on a case by case basis only



Credit Card Transaction

By submitting payment information through this Service you agree to the terms and conditions of this Agreement and any documents incorporated by reference. You further agree that this User Agreement forms a legally binding contract between you and ALCHRO Inc. d/b/a First Federal Credit & Collections, and that this Agreement constitutes 'a writing signed by You' under any applicable law or regulation. Any rights not expressly granted herein are reserved by ALCHRO Inc. d/b/a First Federal Credit & Collections. By clicking on the "Make Payment" button you are accepting these terms and the stated fees for using this service. Please remember to print this form for your records.

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Check Transaction

By submitting payment information, you are authorizing ALCHRO Inc. d/b/a First Federal Credit & Collections to reproduce this item as an 'ACH Transaction' for deposit on the date specified above. A transaction that is returned to ALCHRO Inc. d/b/a First Federal Credit & Collections for any reason may be subject to a returned item fee by your banking institution and ALCHRO Inc. d/b/a First Federal Credit & Collections bank. An ACH transaction will be produced utilizing the information from this form you are submitting. You also authorize subsequent attempts to clear this transaction if the original is dishonored or returned for any reason. By clicking on the "Make Payment" button you are accepting these terms and conditions and the stated fees for using this service. Please print a copy of this page for your records.

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